For either consumer or commercial credit, applying for a line of credit will not impact your credit score. We will do a soft inquiry on your personal credit that will help us qualify you for a line of credit.
For consumer credit, there will be only one hard hit on your first draw, and subsequent withdrawals will have no impact on your credit.
For commercial credit, there will be no soft or hard impact on your credit score, and commercial reports can be retrieved by anyone in your business. We then use them during the application process if available.